GreenSky credit offers first truly instant loans for amounts in the $10,000s

GreenSky Credit has taken the fintech world by storm. The company was founded just 13 years ago. But in its brief lifespan, it has become the dominant player in the fintech lending business, doing more than $5 billion in new loans each year.

The secret behind the incredible success of GreenSky has been the fact that the company has pioneered a truly novel means of financing big-ticket items, directly at the point of sale. The company is the first to offer truly instantly approved loans for amounts of up to six figures. This means that for the first time, qualifying customers have access to credit facilities that can allow them to immediately begin work on their dream renovations for their home. And GreenSky is now expanding into a large number of other fields, including high-end dental work, cosmetic surgeries, roofing and window replacement.

Bridge financing for all

GreenSky is the first company to do what has always been a critical task in the world of real estate development. Without the ability to secure short-term financing to access the cash needed for their projects, real estate developers the country over would be unable to complete the majority of their developments. This short-term financing is what makes the world of real estate development go round.

GreenSky has now made it possible for individuals who face the same problems with the enormous costs of cash-intensive remodeling projects to access the same types of credit facilities that the biggest players rely on. This short-term bridge financing for retail consumers has added billions of dollars each year to the home improvement economy. And it is helping customers to add value to their homes as well. The types of projects for which the company lends money almost always result in net home-value gains when adjusting for the cost of the projects themselves.

By being first to market with retail bridge financing, GreenSky has gained a long-term competitive advantage in the space that will be very difficult for other entrants to contend with. And this makes the company’s long-term dominance all but assured.

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ClassDojo Provides Alternative Solution To Communication Issues In School

The educational system has pretty much remained the same since it first took place in our lives. The teacher, students and desks in one classroom format has not changed very much and neither have the solutions to the ever changing challenges that the school system faces. One such challenge is the communication between teachers and parents outside of the parent-teacher conference. The advancement in technology has been experiencing exponential growth, especially within the last twenty years.

Although technology has vastly improved, the classroom setting has not been getting much of an upgrade. The only way for teachers to get in contact with student’s parents is by phone or the once-in-a-while parent-teacher conference. Which many parents are not able to attend due to strict work schedules. The founders of ClassDojo had this in mind when engineering the solution to this long standing challenge.

Unlike many of the other educational technology companies that have attempted to make money by selling to the school system, the founders of ClassDojo actually took the time to listen to the input provided by the teachers, students and parents when conducting their research. The founders Sam Chaudhary and Liam Don had the intention of creating a free and easy-to-use app that would bring the teachers and parents closer together for the sake of the children.

The ClassDojo app has quickly become the most used communication platform in many school systems across the nation. The app has been very successful in creating a positive culture with people within the school system and outside of it as well. It has completed the difficult task of bringing comfort to concerned parents that had no way of knowing exactly what went on with their children while on school grounds. ClassDojo allows the children to upload their own experience to their portfolios along with pictures and videos so that they are not left without a voice.