Richard Blair is a registered investment advisor who runs his own firm, Wealth Solutions, in Autin, Texas. He helps his clients achieve their financial goals by guiding them with individualized investment plans and wealth preservation strategies. He is a graduate of the University of Houston where he earned his Bachelor’s in Finance and Financial Management Services. He holds a number of financial certifications including CES, RICP, CAS, and CFS.
When advising his clients on their retirement and general investment goals, he uses what he calls a three pillar approach. This first pillar creates a financial roadmap for the client by finding out about their risk tolerance, financial situation, and strengths. Its important to know what a client’s current situation is and what they are trying to achieve in order to truly help them reach their financial goals. For the second pillar, he develops a long-term strategy that has been individualized to the client’s situation based on the results of the first pillar. He also periodically rebalances their portfolio in order to attain maximum performance of it while limiting the downside during market downturns. The third pillar is fulfilling the client’s other financial needs such as life insurance, annuities, and long-term care insurance policies.
Richard Blair has said that he was heavily influenced growing up by both his mother and grandmother who were public school teachers. From them, he developed the desire to educate and help people reach their goals. He enjoys sharing his financial knowledge with his clients and helping them attain a comfortable retirement as well as other financial goals they may have. It was in 1994 that he founded Wealth Solutions and he helps families, individuals, and business owners all around the Austin area.
One of the largest commitments that Richard Blair of Wealth Solutions has given to his clients is to always provide them with objective and unbiased advice that is free of any conflict of interest. It is his career dedication to truly helping his clients that has made him so successful as a financial advisor. He is an expert at rebalancing his client’s portfolios and making them more conservative as the person gets closer to their retirement or other financial goals. In this way he protects them from any sudden market downturn that could delay what they are trying to achieve.